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4912 CATALPA DRIVE
ST CLOUD, FL 34772

$560,000

Beds: 3
Baths: 2 | 1
Sq. Ft.: 2,208
Type: House
Listing #O6405805
Welcome to paradise in the highly sought-after, gated Twin Lakes community in St. Cloud where luxury and resort-style living come together in one immaculate and beautiful home. From the moment you arrive you will love the charming covered Front Porch - the perfect place to enjoy your morning coffee. Inside a bright, open layout unfolds with tray ceilings, wood-look plank flooring and elegant plantation shutters. This meticulously maintained home features a newly installed (July 2024) tankless water heater. The spacious Great Room is ideal for entertaining, while the super-cute Pocket Office offers a quiet, efficient workspace. The Gourmet Kitchen is a true showpiece, featuring 42" cabinetry, extensive glass backsplash, vented hood, stainless steel appliances, built-in wall oven, and abundant granite countertops. The island Breakfast Bar is stunning! A huge walk-in Pantry and generously sized Laundry Room add to the exceptional functionality of this home. The Primary Suite is light, airy and beautifully appointed with a tray ceiling, transom window, plantation shutters and a luxurious Bathroom offering a frameless glass shower with two shower heads and an expansive granite vanity with exceptional countertop space. The Powder Room is perfectly placed for guests and the layout includes three bedrooms - one currently set up as a Den. Step outside to nearly 370 square feet of covered outdoor living space, an incredible extension of the home. The brick-paved Patio overlooks an idyllic, peaceful view with no rear neighbors, creating a private retreat that feels like your own slice of paradise. Electric sun blinds to the Sliding Doors and the Screened-in Patio provide shade and comfort at the touch of a button. Twin Lakes offers a lifestyle like no other, with a resort-style pool, clubhouse, fitness center, scenic lakes, walking trails, and the must-see Community Garden. Twin Lakes is known for its vibrant, welcoming atmosphere with a full-time lifestyle director who curates an active social calendar filled with Seminars, Lunch and Learn Events, Trivia, Karaoke and Bingo Nights, to name a few. Enjoy Tennis and Pickleball lessons, or dive into one of the many clubs - Mahjong, Bunco, Crafts, Billiards, Ceramics, Quilting, Line Dancing, Genealogy, Poker, Stitch and Sew! Spend an afternoon on the tranquil shores of Live Oak Lake, Jon Boat and Pontoon Boat use is available through the Association. This is more than just a home, it's a fantastic lifestyle upgrade in a thriving 55+ community. With privacy, high ceilings and an open layout, this residence offers the perfect blend of elegance, comfort and resort-style living. It's a fabulous opportunity to own a home that truly feels like a private retreat.
Property Features
Location Information
County: Osceola
MLS Area: St Cloud (Narcoossee Road)
Community: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Ten
Latitude: 28.224697
Longitude: -81.24182
Subdivision: TWIN LAKES PH 1
Location: Landscaped, Sidewalk, Paved, Private
Directions: From 192 travel south on Hickory Tree Rd to Twin Lakes. Turn into Twin Lakes at Twin Lakes Blvd follow road over the bridge, turn left onto W. Fountainwood Dr. turn left onto Promise St, turn right onto Catalpa Dr, house is located on the left hand side.
Association Name: Amanda Martineau
Interior Features
Is a Gated Community: Yes
Additional Rooms: Den/Library/Office, Great Room, Inside Utility
Rooms: Den/Library/Office, Great Room, Inside Utility
Interior: Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Full Baths: 2
1/2 Baths: 1
Has Fireplace: No
Heat/Cool: Central, Electric, Heat Pump, Natural Gas
Cooling: Central Air
Floors: Tile
Appliances: Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Range Hood, Tankless Water Heater, Wine Refrigerator
Has Private Pool: No
Exterior Features
Stories: One
Stories: Single story
Direction Faces: North
Is New Construction: No
Construction: Block, Concrete, Stucco
Exterior: Lighting, Rain Gutters, Sidewalk, Sliding Doors
Foundation: Slab
Roof: Shingle
Water Extras: Fishing Pier
Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Av
Parking Description: Driveway, Garage Door Opener
Has Garage: Yes
Garage Spaces: 2
Has Golf Course: Yes
Lot Description: 0 to less than 1/4
Lot Number: 1000
Lot Size in Acres: 0.14
Lot Size in Sq. Ft.: 6,000
Zoning: RES
Flood Zone Code: X
Improvements: Irrigation Equipment
Water Body: LIVE OAK LAKE
Water Frontage: 0
Has Waterfront: No
Water Access: Lake
Is One Story: Yes
Additional Information
Property Type: SFR
Property SubType: Single Family Residence
Builder Name: Jones Homes USA
Year Built: 2017
Status: Active
Housing For Older Persons (55+): Yes
Maintenance Includes: Pool, Maintenance Grounds, Private Road, Recreational Facilities
Association Fee Requirement: Required
Monthly HOA Amount: $310.00
Association Fee: $310
Association Fee Frequency: Monthly
Pets: Cats OK, Dogs OK, Yes
Community Features: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Tennis Court(s), Vehicle Restrictions
Tax Amount: $8,517.93


$ per month
Year Fixed. % Interest Rate.
Principal + Interest: $
Monthly Tax: $
Monthly Insurance: $
Term
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Interest Rate
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Down Payment
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List Price:
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Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.
Listing Courtesy of COLDWELL BANKER REALTY 407-647-1211
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Stellar (MFR) data last updated at May 13, 2026, 12:23 AM ET

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